If you’ve been looking into cheap dental plans because you are concerned about your child’s dental health then there are a few things that you may not be aware of. You see, all dental plans are NOT created equal and some will charge you way too much money and not provide nearly enough coverage. Compared to other things that are available now, some of these other plans are on the verge of being a rip off. Are you curious what I’m referring to? I thought you might be. Read on…
The plans that I’m bringing into question are called, you guessed it – Dental Insurance! What? I’ll bet you thought I was going to tell you how great they are, weren’t you? Regardless, dental insurance is not the best way to get dental care for you or your child. The main reason that I say this is because most “competent” dental insurance plans are very expensive and do NOT cover pre-existing conditions. Pre-existing conditions are any problems that you or your child may have before you purchase the policy. This means that if you or another family member has a cavity, needs a root canal, etc. that you will NOT be covered and will have to pay for treatment out of your own pocket at full price. Dental insurance is more designed for routine care, such as cleanings, flouride treatments and other basic dental work.
If you are in need of a dental plan right away because your child or someone else in your family has a major dental problem, then you need to take a look at a Dental Discount Plan instead. Dental Discount Plans are not an insurance policy, they simply provide big discounts to their members by joining. You’ll see a qualified dentist or dental specialist, depending on the care that you need, and you’ll save anywhere from ten to sixty percent off of the usual cost of the procedure. These dentists are just like any other that you’ve ever seen. As a matter of fact, your current dentist may already be a member without you knowing it.
If you or your children are in need of a good family dental plan, I recommend that you take a look at dental discount plans and compare them directly with dental insurance. Make sure that you read the fine print and you’ll soon see that I’m right.